Certificates of Deposit
|
Term
|
Minimum Balance to Open
|
Interest Rate*
|
Annual Percentage Yield**
|
|
91 Day Certificate of
Deposit
|
$1,000
|
2.50%
|
2.52%
|
|
182 Day Certificate of
Deposit
|
$1,000
|
2.87%
|
2.90%
|
|
7 Month Certificate of
Deposit(special)
|
$500
|
2.87%
|
2.89%
|
|
12 Month Certificate
Deposit
|
$1,000
|
3.02%
|
3.02%
|
|
18 Month Certificate of
Deposit
|
$500
|
3.10%
|
3.11%
|
|
24 Month Certificate of
Deposit
|
$1,000
|
3.25%
|
3.25%
|
|
30 Month Certificate of
Deposit
|
$1,000
|
3.25%
|
3.26%
|
|
36 Month Certificate of
Deposit
|
$1,000
|
3.50%
|
3.50%
|
|
60 Month Certificate of
Deposit
|
$1,000
|
4.00%
|
4.00%
|
Individual
Retirement Accounts
|
Term
|
Compounding
|
Minimum Balance to Open
|
Interest Rate
|
Annual Yield
|
|
12 Month IRA
|
Annually
|
$500
|
3.02%
|
3.02%
|
|
24 Month IRA
|
Annually
|
$500
|
3.25%
|
3.25%
|
|
36 Month IRA
|
Annually
|
$500
|
3.50%
|
3.50%
|
|
60 Month IRA
|
Annually
|
$500
|
4.00%
|
4.00%
|
Annual
percentage yields accurate as of 03/20/2008. Penalty for early withdrawal.
1 month of interest for
maturity of 12 months or less.
3 months of interest for
maturity of more than 12 months.
Other Accounts
|
Term
|
Compounding
|
Interest
Rate
|
Annual
Yield
|
|
Regular Savings Account*
|
Quarterly
|
.45%
|
.45%
|
|
NOW Checking Account*
|
|
.75%
|
.75%
|
|
SUPER NOW Account*
|
|
.75%
|
.75%
|
|
Money Market Account*
|
|
.75%
|
.75%
|
·
*The
rate shown for this account may change after the account is opened.
·
**The
annual percentage yield (APY) assumes funds will remain on deposit
a full year at the listed rate or until maturity,
whichever is greater.
Some of the accounts may impose a penalty for early
withdrawal. Fees and other conditions could reduce earnings.
For additional information contact your customer service
representative at
(256) 437-2107.
 
|
