Privacy Policy Notice
Our bank recognizes that our customer
relationships are based upon TRUST. We want you to understand our
commitment to providing you the best service possible while maintaining
strict control over the access and use of your non-public personal
information. This notice outlines our privacy policies.
Definitions
Listed below are the following
definitions to certain words we feel will help you better understand
our policy and notice.
1.
"You" or "Your" - These refer
to our consumer customers who have a continuing customer relationship
with us, such as having a deposit account; a loan account; or a safe
deposit account. "You" and "Your" also refers
to our former customers.
2.
"We, "Our", or "Us"
refers to First Jackson Bank.
3.
"Non-public personal information"
means: Personal financial information that we collect from you or
obtain using personally identifiable financial information that is not
publicly available.
4.
"Personally identified financial
information" means:
- Information provided
to us to obtain financial product or service;
- Information results
from any transaction using a financial service or product between
our financial organization and yours, or
- Information we obtain
about you in connection with providing the service product.
5.
"Affiliate" means: Any company
that controls us, is controlled by us, or is under common control with
us.
6.
"Control" means: To have enough
ownership to control the election of a majority of the directors, or
having enough control to influence the overall management or policies
of the company.
7.
"Non-affiliate third party" means:
Any company except our affiliate.
Information That We Collect
We collect non-public, personal information about you from
the following sources:
- Information we receive
from you on applications or other forms;
- Information about your
transactions with us, our affiliate, or other; and
- Information we receive
from a consumer reporting agency.
Information We Disclose
We do not disclose any non-public, personal
information about you to an affiliate or non-affiliate, except where
permitted by law. As permitted by law, we may disclose all of the
information we collect as described above (such as name and address) to
companies that perform marketing services on our behalf, or to other
financial institutions with which we have joint marketing agreements
(such as insurance agents and credit card providers). When
information is provided to third parties as a result of a
service/marketing provider we will include in our agreement a statement
of information that information will only be used for the purpose
intended and service provider will apply the same privacy standards to
customer information that the bank does.
Access to Confidential, Non-Public, Personal Information
We restrict access to your non-public,
personal information to those employees with a need to know the
information to provide the best public service to you. We
maintain physical and electronic controls over the access, retention
and use of your non-public personal information that comply with the banking
laws and regulations.
We provide training to our staff so that
they may understand our procedures to safeguard your information.
Former Customers
If you decide to close out your account(s)
with us, this policy will apply to you as a former customer.
Account Number
We will not share your account number with
non-affiliate, third parties for marketing purposes, except where
permitted by law or with your authorization.
Medical Information
We will not use any medical information you
provide to us for any purpose not intended at time obtained and will
not share information with anyone without your authorization.
If you have any questions regarding our
privacy issues, please contact:
Linda Shrader
First Jackson Bank
408 East Laurel Street
Scottsboro, Alabama
35768
(256) 259-1999
 
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